Navigation How Do I Know if My Loved One Had a Life Insurance Policy?
Many people purchase life insurance policies in order to ensure that their families are financially secure after their death. This is because when the owner of a life insurance policy passes away, the beneficiaries of his or her policy receive a death benefit from the insurance company.
However, sometimes the policyholder may die prior to sharing with you where to find a copy of their policy, leaving you without enough information to file a claim. If you fail to file a claim, the death benefit will become part of unclaimed insurance funds.
Insurance companies are required to protect their clients’ privacy. In order to request information about a policy, it is likely that you will be required to provide proof of a relationship with the deceased to the insurance company.
